Get Cash for Homes

As the expression goes, “Cash is king.” In the real estate world, getting a cash offer is the fastest and most uncomplicated method of selling your home.

While it might be surprising, you can simply transfer the full asking price in cash to purchase a home. 

This allows you to circumnavigate the usual steps you need to take if a potential buyer needs assistance from a third-party finance company for a traditional mortgage 

But what is involved with the usual non-cash offer method? 

The traditional route to buying a home  

Finding a private cash buyer is rare in the current market, as being able to access such a large lump sum of cash is a difficult task to accomplish. But when it happens, you can avoid the usual processes needed for potential buyers who are getting assistance with buying your home

The first step that normally happens when selling your home the usual method is the need for an appraisal. 

Financial institutions will always require an appraisal of homes for which their clients are asking assistance in purchasing. This inspection is done by an outside, unbiased specialist, who will appraise the value of your home and assess whether the agreed-upon price matches their evaluation. 

These appraisers are normally looking for general issues around the home such as: 

  • Electrics
  • No exposed wiring 
  • Whether heating and cooling systems work
  • Roofing
  • Pests
  • Water and sanitation
  • Mold
  • And drainage

After the inspection is completed, it can take 10 days to finalize their report, which is then sent to the bank. 

If there is an issue, your buyer can submit for a new appraisal, but this will restart the entire process again. And if there is a lower evaluation, it will give them a good position to renegotiate the price when closing the deal.

With a cash buyer, there’s no need for this, and when the cash is reflected in your account, the negotiation is technically over. 

But how does a homeowner get cash for their home? 

How would a homeowner get a cash offer?

There are a number of different types of cash home buyers. But a cash buyer is an individual, or a company, who has enough cash in their account to purchase your home without monetary aid from a financial institution.
We need to highlight the fact this definition can be misunderstood. As sometimes private cash buyers can say they are offering cash, but if the cash isn’t in an account that can be accessed immediately when they are not technically a cash buyer.

As we mentioned there are a few different types of cash buyers: 

Buy-and-hold investors

If you ask any financial expert what the best thing to do with your house, it could be to hold onto it. Bearing this in mind, buy-and-hold investors will offer cash for houses and convert them into rental properties. 

In this segment, there are individual investors who purchase and rent out properties as passive income. Then there are larger institutional investors that will purchase batches of homes. 

As a homeowner selling your house to a buy-and-hold investor, you will have a more flexible closing date compared to the next group of cash buyers. 

House flippers

These individuals are interested in renovating your home and buying your house  “as-is”, and then selling it for a profit. 

For them to accomplish this goal, they may need to lower the asking price due to the condition of their home. 

As private cash buyers, they will be doing all the renovations to your property, so a fair cash offer is taken into account for possible renovation costs. But if you need someone to answer your pleas, 

Sell my home fast for cash.” This might be a choice. Then again, there is a newer alternative route. 

Express home buying companies

There are a number of home-buying companies operating currently. Like House Buyers of America. But how do they have such large sums of cash and are able to make fair cash offers? 

By operating on a larger scale - or operating on a financial principle of Economies of scale. According to Investopedia: 

“Economies of scale are cost advantages reaped by companies when production becomes efficient… The size of the business generally matters when it comes to economies of scale. The larger the business, the more the cost savings.” 

This means when large companies buy and sell houses, savings are made on their part. Which means they can narrow their operating margins. 

When Investopedia mentions “production becomes efficient” in the cash house buying market this is achieved by a number of improvements to the usual home buying process. 

But why would someone want to sell their home for cash? 

Why would someone want to sell to a cash buyer and sell for cash? 

We can assure you of one constant in life and that’s change. Everyone will have an experience that will uproot their lives. In some cases, it means that you will need to pack up your home and move. And having sold 

There are numerous reasons for this to occur, such as: 

Career Relocation

If you are a driven professional you might have received an offer too good to turn down. This means you need to sell your house quickly to ensure that you can relocate within a given time period. 

By selling your home for cash, you can hopefully cut out any overlapping expenses of paying off the mortgage on the old home and the new one. 

Messy divorce

Not all marriages and relationships end with the partners separating their assets amicably. 

In a messy divorce where assets are contested and the home is a major barrier to the divorce, sometimes the best option is to simply liquidate the equity and split the profits equally in as short an amount of time as possible. 

As the single largest asset in most marriages, it removes the most contentious issue in weeks instead of months, helping you get on with your divorce and your life. 

With emotions running high during this period, you can sell your home for cash and do it quickly. It also helps you remove yourself from having to deal with your ex-partner. 

House needs repairs 

If your home is in need of significant repair, but you can’t afford to repair it, you will need someone with cash to buy the property. Not many financial institutions will approve a mortgage for potential buyers who want to answer your prayers of, “Sell my house as-is.

And if they do, be ready for a number of contingencies in the closing agreement and jump through many hoops. 

By accepting a cash offer you can take the money and start anew. 

Selling an inherited house 

Inheriting a home can be a nightmare, especially when it is far away, and in need of renovations. 

Rather than investing capital you or the deceased don’t have, selecting to sell it could be the wisest decision. 

Especially because by hanging onto the property you might end up with maintenance bills you simply can’t afford. 

You need financial help

In the darkest of days, you might want to find the cash to assist with: 

  • Family emergencies 
  • Educational ventures 
  • Large legal fees
  • And medical bills 

It can be nearly impossible to ask for assistance from the banks. 

You might also be in debt in other areas of your life, making it hard to ask the banks for more. By selling your home for cash you can tend to all these issues. 

While it is a last resort, and extreme, when hard situations occur, tough decisions need to be made. What selling your home for cash can guarantee is that you’ll be able to address these issues.  

Being able to start fresh with a large lump sum of cash is a solution, one to be taken as a last resort. 

If you are in need of cash quickly you will need to sell your home “as-is”. But what are the pros and cons of taking this method? 

Pros of selling a home “as-is”

There are a number of great positive reasons to sell your home as-is. Such as:

  • No need to invest in renovations 
  • No need for an appraisal 
  • No need for complicated paperwork 
  • And the biggest bonus is the fact it is quick. 

But, there are some downsides. 

Cons of selling a home as-is  

Listing a home “as-is” means often the asking price will have to be lower. This can lead to a number of other issues, such as: 

Being able to disclose defects

Even though you’ve stated up front that your home is for sale as-is, you are still legally obligated to disclose any issues. This often means you’ll need to hire a professional to assess whether there are any other hidden problems. 

Providing cost estimates for potential repairs 

When you’ve got the inspector around, make sure they include a quote for all the work required for the home. 

While not required by law, the potential buyer will be interested in the costs of fixing up the home. 

Lower asking price

Selling as-is does mean your asking price will be lower and that potential buyer will negotiate down the price further. 

But when you’re selling as-is you are looking for someone that just offers cash for homes

House Buyers of America will buy your house for cash 

We buy houses for cash in order to help you sell your house fast. Our Real Estate Consultants are ready to take your call at 855-659-3289, or you can use our online form, to get started! 

Finding the perfect cash buyer has never been easier, and we’ll make you a fair offer. Don’t take our word for it, you can ask our customers

Once you give us a call, you will receive an offer within 10 minutes.

Also, because we’re looking to streamline efficiencies with buying homes, we cut down the average waiting time of finding a buyer for your house from weeks to minutes. 

Also, it’s so easy! 

When, and if, you accept the offer, you will be assigned a dedicated Real Estate Consultant who will organize a time to meet at your house, and will also bring along the paperwork to sign. 

House Buyers of America will handle all of the paperwork and we’ll do it quickly if you’re ready to sign on the dotted line. 

Once you’ve signed the contract, you will see the cash in your account in a matter of days. 

While several other express house buying companies may be around, what sets us apart from the rest? 

Why use House Buyers of America over other real estate investors? 

Since 2001, House Buyers of America has been in the business of buying and selling homes. 

We pride ourselves on being a company our customers can trust. House Buyers of America has been accredited by the Better Business Bureau (BBB) and in fact, we even have an A+ rating with the BBB.

We bring our experience and customer service records to the table. This means our staff is able to assist with nearly every situation because we’ve been there, bought and sold thousands of houses.

Also, because we’ve been operating longer than almost everyone in the game, we can guarantee that we can make the offer, which is critical when you are in a tight spot. 

Currently, House Buyers of America will buy homes in Washington DC, Virginia house buyers, Maryland, and all throughout the Mid-Atlantic.

It doesn’t matter if it is a single-family home, townhouse, condo, semi-detached, or apartment, we’re interested in buying your property. 

And, even in financially difficult times, we’re interested in making you a fair cash offer. 

If you’re looking for someone to buy your house for cash, give House Buyers of America a call today!

Ways to Sell Your House Fast For countless homeowners, the thought of selling a house as is can be a daunting challenge. One often imagines the leisure to smoothly navigate through the home-selling journey. However, as elaborated below, life throws curveballs like: Job transfers Growing families A sudden demise in the family Financial tight spots Divorce upheavals Relocating for fresh job prospects Mounting maintenance costs Such pivotal moments demand rapid action. That's where homeowners prioritize locking in the sale of their houses swiftly. Trusted partners like House Buyers of America have an upper hand with their comprehensive resources, ensuring homeowners receive competitive, fair cash offers and fast house sales in their tight schedules. Why "Sell My House Fast For Cash" Could Be Your Answer Ever stood in your living room pondering, "Can I sell my home for cash?" Many find the start of the selling journey mystifying. Perhaps, your residence has adorned the market for ages, making you wonder, "How do I expedite the sale?" Such queries aren't solitary. For those in haste, House Buyers of America extends a lifeline. Remember, opting for a cash sale is a lifesaver when the clock's ticking. Collaborating with an iBuyer ("we buy houses" company), like House Buyers of America, shuns realtor commissions with its sleek procedures. Their proposition: an "as is" offer. And if it resonates, your cash materializes in mere days. Related: The Average Time to Sell a House Scenarios Perfect for Our Services: 1. The Inherited Abode: Inheriting a house might sound dreamy, but sometimes it's more of a responsibility, especially if co-inherited or needing extensive repairs. Instead of plunging into rentals, the swifter sale is often preferred. House Buyers of America often collaborate with such families, turning potential fixer-uppers into quick cash. 2. Downsizing for Simplicity: Life stages shift, and a desire to minimize arises. If you're resonating with the "I need to sell my house fast for simplicity's sake" sentiment, know that the condition of your home isn't a deterrent. House Buyers of America promises a quote in just ten minutes. If you've found your next nest, it's wise to seal the deal on your current residence and avoid financial strains. House Buyers of America is your ally in such ventures. Related: Selling An Inherited House What to Consider Before Selling Your House for Cash Any house sale mandates due diligence. To optimize your outcome, being informed is key. At House Buyers of America, we always advise our clientele to weigh these factors before settling for a cash buyer: Time Constraints: Situations like job relocations, unexpected inheritances, or pending divorces vary in urgency. Depending on market dynamics and the state of your home, the sale might be instant or prolonged. For those seeking an assured quick sale, a cash offer might be the golden ticket. How Much Work is Needed to Sell There’s a lot of preparation that goes into selling a home the traditional way with a real estate agent. There’s packing, renovating, fixing up the house, listing photoshoots, home staging, and open houses—the list goes on. The only way to avoid these obligations is to opt for a “sell house for cash” program. These programs, like the one we offer at House Buyers of America, provide you with a fair cash offer based on the current condition of your home—no cleaning or prep work required. We work with you every step of the way based on your unique selling situation. Who Cash Home Buyer Programs Are Right For If you want a simple and hassle-free home sale, selling a house to a cash buyer might be your best available option. House Buyers of America is here to help sellers in those situations. We offer a competitive sales price for your house AS IS, no matter its condition, saving you the time and stress that would have gone into trying to sell on the market. So, what’s the benefit? A qualified company that buys houses for cash, like House Buyers of America, has the funds to make the purchase. You also get a guarantee that the sale will go through. That's never the case with selling a house to a high-tech real estate cash buyer like House Buyers of America. Also, when you sell your home fast to a cash buyer, you know they can process the payment much more quickly because they aren’t relying on lenders or third parties. This means that your house is sold fast, and you're free to move on to your next place. Of course, while working with an iBuyer is usually the best way to sell your home quickly (for cash or otherwise), there are still several other options that might be worth exploring: Related: The Top 6 Reasons You Should Sell Your House “As Is” For Sale by Owner (FSBO) Listing This method allows homeowners to bypass real estate agents. However, the onus of managing paperwork and attracting buyers falls squarely on the homeowner. This route can often be more time-consuming than anticipated, especially if the market is slow. Real Estate Listing This method has its merits, but the time and effort involved in maintaining the house for viewings, alongside agent commission fees, can make it less appealing for those wanting to Sell Your House Fast. Doing “Whatever It Takes” Selling a house requires effort, whether you're working with an agent, promoting it on social media, or hosting open houses. But remember, more effort doesn't guarantee a faster sale. The below statistics demonstrate why this is the case: The entire length of time it takes to sell a home is more than just the number of days your house is on the market. Before your house can be listed for sale, you must do your research to ensure selling your house is the right decision and also find contractors. That takes time. 86% of home buyers finance their homes, meaning they must wait for their mortgage loan to be approved before finalizing a purchase. That adds additional time to the closing process. It takes 30 days, on average, for a mortgage to be approved, and 50 days for the sale of a house to be completed (from initial offer to closing). On top of that, if the house needs a lot of work and the buyer is getting a construction loan—like an FHA 203K loan—you can expect another 90 to 120 days for that to be approved. Why The Traditional Route Might Not Be Fast Enough Traditional house selling methods often require time, sometimes stretching from 6 months to a year. This can be problematic for those seeking a rapid solution, making a "sell my house fast" approach a more appealing alternative. Our team at House Buyers of America is passionate about providing homeowners with a convenient and rapid-fast alternative that puts cash in their pockets sooner rather than later. House Buyers of America's Sell Your House Fast Process Have you ever thought, "I need to sell my house for cash now"? House Buyers of America's process is efficient and designed for speed. This approach is particularly beneficial for those eager to progress to their next life phase without the added stress of a prolonged selling process. The Experience of Selling Your House to House Buyers of America When you work with House Buyers of America, you're working with a seasoned, reputable company. With their history of buying thousands of homes since 2001, their process is streamlined, efficient, and trustworthy. Unlike traditional real estate agencies, we do not require you to: Clean or prepare your home for sale Be present for viewings or open houses Wait until a potential buyer receives loan approval Complete costly repairs Pay a commission fee Instead, we make the house selling process easy by: Providing you with a fair cash offer in just a few minutes Buying your property AS IS, no matter the size or condition Paying you cash upon settlement of your house Providing outstanding customer experience with our real estate team Offering cutting-edge technology to simplify the home selling process How We Make A Quick House Sale Possible If you are hoping to “sell house for cash quickly” or “sell house for cash fast”, we’re here to help. We make it possible for you to: Move forward with your life in a matter of days (not months or a year) Sell your home without cleaning or renovating Save money by avoiding commission fees and closing costs Walk away with cash in your pocket Why Sell Your House to House Buyers of America? In business since 2001, thousands of homes purchased We close on time You never pay any commissions (yep, none!) We work with your schedule If you sell your house to us, you have no worries, no commissions, and no delays. Why deal with the headache of staging a home, scheduling open houses and maintaining listings? Contact us now to sell your house fast and save time and money. We have bought thousands of homes since 2001. When you sell your house to us, you are dealing with a local, established company. You can visit our office and talk with us any time if you have questions or concerns. We even provide you with a real estate consultant to help you through every step of the process. Making the Right Choice for Your Needs While traditional methods might work for some, many find the efficiency and ease of a "sell house for cash" approach preferable. If a hassle-free, swift sale is what you're after, House Buyers of America might be your ideal choice. FAQ Why might someone want to sell their house swiftly? Reasons vary, from job relocations to financial challenges or even unexpected property inheritances. Is selling my house for cash a reliable option? Yes, especially when you want to sell your house fast without the regular market uncertainties. What advantages do iBuyers like House Buyers of America offer? They provide a streamlined process, no realtor commissions, and swift cash offers, among other benefits. Does the condition of my home affect the cash sale? Not with entities like House Buyers of America, as they offer to buy homes "as is." How long does it take to get a cash offer for my house? With House Buyers of America, you can get an offer in as quick as 10 minutes. Is it wise to downsize my home? It's a personal decision, often influenced by lifestyle changes, desires for simplicity, or financial considerations. What should I consider before selling my house for cash? You should assess your time constraints, the current market, your home's condition, and the reliability of your chosen cash buyer. Can I sell an inherited house for cash? Absolutely. Many opt for this to avoid the responsibilities and potential repairs of an inherited property Get Started Today There is simply no other method of selling a home that is this stress-free. We look forward to helping you sell your house as fast as possible. There’s a reason why we have so many five-star reviews—our process simply works. If you’re ready to get started on the process of selling your house fast, the quickest way to do so will be by filling out our online form or calling us at 855-336-7167. After you answer just a few questions, you’ll have the option to accept a fair cash offer, sign a sales agreement, and close the deal. We know it’s hard to believe, but really, that’s it! Sell Home Fast and Fast House Buying House Buyers of America is one of the leading services for people looking for companies promising a cash offer for their homes in Maryland. Are you looking to sell your home? Do you want your home bought now? Rely on House Buyers of America to buy your house fast, AS IS for cash without the hassle of commissions or a lengthy sales process. If you need more convincing, check out these customer sold homes stories. Call us now at 855-336-7167 or fill out our online form to get a cash offer in 10 minutes! Cities and Counties in Maryland Where We Buy Houses Aberdeen Adelphi Annapolis Baltimore Bel-Air Beltsville Bowie Burtonsville Bushwood Catonsville Chesapeake Beach Chevy Chase Chillum Clinton Colesville College Park Columbia Crofton Darnestown Edgewater Eldersburg Elkton Essex Fells Point Fort Washington Frederick Gaithersburg Glen Burnie Greenbelt Gwynn Oak Halethorpe Havre De Grace Hyattsville Indian Head Lanham Leonardtown Lexington Park Lochearn Marlow Heights Mechanicsville Milford Mill Monkton Monrovia Montgomery County Mount Rainier Nanjemoy Olney Oxon Hill Pikesville Potomac Prince George's County Randallstown Rockville Rosedale Walkersville West River White Plains And more! We’ve worked hard to establish the best platform for quickly selling your home in Maryland. With our “We Buy Maryland Houses” program, you can quickly get your home off your hands, all for a very fair price. We’d love to chat more about finding ways to sell your Maryland property and help you achieve your long-term financial goals. Why You Should Use House Buyers of America Selling a house is stressful enough, even if you live in a very competitive state for housing like Maryland. When you add in the trials of trying to sell your house during a personal financial emergency or the emotions of an estate sale, it can be overwhelming. Let House Buyers of America buy your house; as suggested, we buy houses in Maryland and we put a lot of pride into our work. Here are just a few ways House Buyers of America can make a real difference: No Commission Yes, you read that right. House Buyers of America takes no commission when buying your home. This frees up at least 6% in the value of your home, significant savings that you can apply to your next home. With Maryland’s high real estate values, that means you could potentially save tens of thousands of dollars. With no commissions, you can be assured that you get a fair price for your home. Related: Three Tips to Sell Your House Fast for Cash Fast House Buying House Buyers of America promises to get you an offer within 10 minutes over the phone. It doesn’t matter if you are trying to sell a home in Maryland, Virginia, D.C., or any of our other markets. That means no more waiting on real estate agents to list your home and then receiving an offer from a potential buyer in weeks or months. Close in as Little as 7 Days Some companies will tell you “We buy Maryland houses in 7 days,” but they don’t have adequate capital or a fully staffed office to accomplish this. House Buyers of America’s goal is to buy houses in Maryland in as little as 7 days because we try hard to ensure we buy it as quickly as possible. We have plenty of capital—enough to buy many more houses than we’re buying now. Plus, we have a fully staffed office ready to handle any new deals. Our commitment to a speedy sale is a hallmark of House Buyers of America. Any Condition, AS IS This is not a gimmick. We buy houses AS IS in Maryland, in any condition—from a tear-down to relatively new houses. Whether it needs tons of repairs or no repairs at all, our purchases are not made based on the condition of the home. Our offers are made in cash for any condition and on an AS IS basis. When Should You Use House Buyers of America? Clients of House Buyers of America range across demographics, ages, and financial situations. We help make it possible for Maryland homeowners to achieve their financial dreams. As a result, there are certain reasons why our customers tell us why they sell their houses to us. Job Transfer Did you just get a promotion that requires you to relocate? Or maybe your local office is closing down and you have to relocate to another city quickly in order to keep your job. Whatever your job transfer needs are, we offer cash for your home and we can close quickly. Buying a New House Perhaps the thought of juggling the sale of your current home and purchasing a new one at the same time in the same local market might be creating a lot of stress. Have you considered having to have your home staged and then factor in coordinating where to live after you sell? What should you do? Put a home sale contingency in an offer to purchase a new house and risk making your offer much less competitive. Or should you buy a house first and then risk not being able to sell your current house, leaving you stuck with two mortgages? This is the age-old real estate dilemma. If you’re in this situation, you’ve come to the right place! With House Buyers of America, you get a guaranteed sale of your house and we’re flexible on the closing date (and no closing costs). After the purchase agreement is signed, your home sale is covered and you can start looking for a new home without worrying about selling your existing home. Divorce Divorce can be a huge disruptor, emotionally and financially. In most cases, the divorced couple needs to sell their house fast so they can divvy up the assets and make a clean break. Many in a divorce situation look for a “sell my house fast Maryland” company so they can sell their house without having to go through the arduous process of a traditional sale. Finding a real estate agent, renovating, cleaning, and staging the house, agreeing on a list price, negotiating the terms of the contract, etc. This is normally a stressful enough task, but if you add divorce into the mix, it feels impossible. Why not pick up the phone and get an offer in 10 minutes? Or simply fill out our online form and get an offer quickly. No need to renovate, stage, select a Realtor, and deal with people traipsing through your house and losing all of your privacy for 6-12 months. Real solutions are well within reach. There is an alternative: House Buyers of America! Financial Distress Are you in a financial bind with thousands of dollars locked away in your home? Most people do not realize they can directly access the accumulated equity of their home in their hands in as little as 7 days until they contact House Buyers of America. We offer fair prices for when you need an immediate cash infusion to stave off foreclosure, bankruptcy, or whatever life throws at you. Medical Emergency, Retired, Downsizing Some of our clients are elderly and have stayed in their homes for years, but have stumbled into a medical emergency and need the equity in their homes to pay for hospital bills. When this is the case, whether you are a homeowner or a care provider, you might need to sell your Maryland home quite quickly. Others simply want a hassle-free solution for downsizing into a smaller home and want equity in their legacy home. Estate Sales House Buyers of America have also helped thousands of people who have suddenly inherited an unwanted or unneeded property. When dealing with an estate, many heirs can’t decide or agree on when to sell the house or who will take care of the paperwork, so the house is left sitting vacant and deteriorating for months or years. Estate sales can bring out the worst in people and families often get torn apart in the process. The traditional real estate process can be complicated and often doesn’t work well for estate sales. The unique estate laws that apply in Maryland can also create some additional complications. So why not try a simple, fast, and hassle-free solution that all of your family members can agree on? Get an all-cash offer in as little as 10 minutes by contacting House Buyers of America. A Fresh Start We’ve talked about several reasons you might want to sell your Maryland house to a cash buyer. Then there are those unfortunate circumstances in life that require a complete and total liquidation of your assets when you need a speedy exit from your current home and town. By getting an all-cash, guaranteed offer from House Buyers of America and getting your house sold in as little as 7 days, you get that fresh start without waiting. That’s why we continue to be the choice of people looking to “sell house fast in Maryland,” as well as other nearby states.